homeownership

There is a special feeling that comes with owning a home. After years of saving, comparing properties and planning finances, finally getting the keys feels like the finish line. In reality, it is the beginning of a new financial chapter. Homeownership comes with costs that extend well beyond the purchase price — from the home loan EMI and registration charges to maintenance, repairs, insurance,...

For a generation entering the workforce, buying a home in an Indian city can often feel like a distant milestone. Rising property prices, expensive home loans and high urban rents have made the first step onto the property ladder increasingly difficult. Pradhan Mantri Awas Yojana-Urban (PMAY-U) 2.0, however, is attempting to change that equation by widening access to affordable housing and creating rental...