Precious metals have always played a distinct role in investment portfolio. They are not growth assets in the conventional sense, nor are they purely defensive instruments. Instead, gold and silver sit at the intersection of wealth preservation, inflation hedging, and portfolio diversification. As 2026 approaches, investors are once again weighing a familiar question: gold or silver, which offers a...
property portfolio
Asset allocation is the most important decision an investor makes. More than individual stock selection or market timing, it determines long-term risk, return stability, and capital preservation. Within this framework, real estate occupies a unique position. It is neither a pure growth asset like equities nor a low-risk income instrument like bonds. Instead, it sits in between, offering a blend of income...
Periods of heightened market volatility are an unavoidable feature of capital markets. Equity valuations respond rapidly to macroeconomic signals, monetary policy changes, geopolitical developments, and shifts in investor sentiment. While such responsiveness improves price discovery, it also introduces pronounced short-term volatility that can materially impact portfolio stability. Within this context,...
Real estate is often pitched as the golden goose of wealth building. But once you decide to invest, the next big question pops up — How? Should you climb the property ladder, selling and upgrading with each move? Or go with the classic buy-and-hold, sitting back and letting rent and appreciation do the work? Let’s break down both strategies, compare their pros and cons, run some real numbers,...