Finance

When you buy an under-construction property, the payment plan you choose doesn’t just decide how much you pay—it decides how safely your money moves through the construction timeline. OTP and CLP may look simple on paper, but both models affect your risk, liquidity, EMI load, negotiation power, and even your long-term returns. For many buyers, the confusion begins right at the start:Should you save...

India’s residential real estate market has entered a golden phase, one shaped by rising disposable incomes, after a long period of relatively steady rates, monetary policy began to ease in late 2025 (a shift that should improve home-loan affordability going into 2026), strong GDP performance, and a renewed post-pandemic appetite for homeownership. But 2025 isn’t just another good year. It’s...

The process of investing in a property in a busy and in-demand market can be thrilling and overwhelming at the same time. As competition in Ranchi prime localities, every buyer and investor hopes to discover that winning edge. Smart decisions are more crucial than ever, especially as strong demand pushes prices upward and rapid deals dominate the landscape. In order to become a successful property...

If you’re planning to buy a home soon — or already house-hunting with a long-term view — then this blog is for you. Because while many people focus only on present comfort, the smartest buyers understand something deeper: a home is not just for living in — it’s an asset that should work for you financially in future. We often get emotionally attached to the cozy balcony, the stylish tiles, or...

Every Indian investor, at some point, faces the same question, “Where should I park my money for the best returns?” In 2025-2026, this question has become even more relevant. With inflation fluctuating, global markets shaky, and domestic growth steady, Indian investors are trying to balance safety, returns, and long-term stability. Three assets dominate most portfolios: Real...

Every home buyer or investor in India faces a common challenge, understanding the technical terms that flood every brochure, sale deed, or bank document. Terms like Occupancy Certificate, RERA carpet area, stamp duty, encumbrance certificate, or FSI often sound intimidating, but they are crucial. Each one influences the legality, livability, and long-term profitability of your purchase. In a 2025...

The Indian real estate market is undergoing a major transformation. If you're still thinking that affordable homes are driving the industry, it's time to rethink. In a striking shift, premium housing, homes priced above ₹1 crore has now taken center stage, making up 62% of all residential sales in the first half of 2025. This is up from just 51% a year ago. According to our latest report, this marks a...

Real estate has regained its position as one of the most stable and rewarding investment avenues in 2025. With India’s GDP growing at 7.8% year-on-year in Q1 FY26 and metro residential prices surging between 5 to17%, homebuyers and investors are looking beyond traditional savings instruments like mutual funds and gold. But with bigger projects, new financing structures, and an evolving regulatory...

Residential real estate is one of the most capital-intensive sectors in the economy, and financing remains a critical factor in its growth. Among the various funding mechanisms, debt financing plays a pivotal role, enabling developers and homebuyers alike to achieve scale and affordability. But what exactly is debt financing, and how does it shape the housing market? How to Improve Your Credit...

What if the next two decades turned your city skyline into something you wouldn’t even recognize today? That’s exactly what’s unfolding. According to the Colliers India–CII report, India’s real estate sector is gearing up for an unprecedented 20 X growth by 2047 — the year we celebrate 100 years of independence from colonial power. This isn’t just another number thrown into the mix...