Finance

The morning sunlight pouring into your kitchen, the familiar rhythm of footsteps on a walking trail, or the friendly nod from a neighbour as you pass by the clubhouse lounge – all these come together to make a house feel like home. Home is no longer just a postal address; it’s an emotion. It’s where you can experience wellbeing, comfort, and connection. More and more home buyers are now looking for...

The real estate market has long been a reliable avenue for building wealth, and in 2025, the landscape is evolving at an unprecedented rate. With new market trends, advanced technologies, and changing buyer preferences, investors need to rethink their strategies in order to maximize real estate returns. In India, the sector is undergoing a transformative phase, driven by rapid urbanization,...

Buying a home is an important decision in your life, whether you are buying it as an investment or to reside in. Given the rising cost of property, apartments are the preferred choice for potential homeowners, especially in Tier 1 and Tier 2 cities. Why Tier 2 and Tier 3 Cities Are the New Investment Frontiers Proper research on the real estate market of the city where you are planning to purchase...

If you’re planning to buy property in India, chances are you’ve come across the term Non-Encumbrance Certificate (NEC). At first glance, it sounds like complicated legal jargon. But in reality, it’s a pretty straightforward document that plays a massive role in ensuring your dream property doesn’t come with hidden troubles. Put simply, a Non-Encumbrance Certificate is proof that a property is...

India’s tech cities have been buzzing with construction cranes, glossy brochures, and a housing market that seems unstoppable. But across the ocean, a policy idea floated in Washington — a $100,000 H-1B visa fee — has rattled investors and homebuyers alike. Could one fee dampen the feverish property boom in Bengaluru, Hyderabad, and Pune? Let’s unpack the story. Property Law Alert : SC...

Buying a house or plot is exciting — but with the keys comes paperwork and taxes. One of the most overlooked obligations is Tax Deducted at Source (TDS) on property purchase. If you don’t deduct or deposit it properly, you may face interest, penalties, or even prosecution. This guide breaks the topic into plain English so you can buy with confidence. Understanding TDS on Property Purchase What...

Buying a home in India is more than just a financial decision — it’s an emotional milestone. Yet, soaring construction costs and multiple layers of taxation have kept many potential buyers on the sidelines. This September, the government announced a major GST cut on key construction materials, and the move is already being hailed by CREDAI (Confederation of Real Estate Developers’ Associations of...

Imagine this: you’ve invested your life savings—or taken a big home loan—to buy your dream home. You’re paying EMIs. You’ve moved out of your parents’ place. But the construction drags, delays pile up, maybe it’s even stalled. It’s a nightmare. Sadly, this is the reality for many homebuyers in India, caught in stalled real estate projects—promises made, payments done, but delivery...

If you live in Ranchi or own property here, chances are you’ve heard about holding tax. But what exactly is it, and why does it matter? Think of holding tax as a small price you pay to keep your city running smoothly—roads, streetlights, sanitation, and all those little things that make urban life bearable. Paying it on time isn’t just a civic duty; it’s also a smart move to avoid fines and...

Buying a home stands among life’s most momentous decisions—one steeped in hope, excitement, and the allure of stability. Yet the journey toward owning property is also paved with misconceptions, outdated advice, and financial pitfalls that can cloud judgement. Let’s dismantle some of the most persistent myths of modern homebuying and shine a light on the path to clarity. Real Estate Finances:...