When it comes to home buying, applying for a home loan can be a complex process, requiring meticulous attention to detail. One crucial factor that significantly influences your eligibility and interest rates is your CIBIL credit score. A good credit score can streamline the home loan process and open doors to better loan schemes and policies. Having a low credit score does not mean you won’t get loan...
General
If you’ve ever looked for a home in India, you’ve likely faced the big question: Should I choose a high-rise or a low-rise building? With India’s rapidly urbanizing population and skyrocketing real estate developments, this debate is more relevant than ever. Both housing types come with their own perks and pitfalls—and the “better” option depends on your lifestyle, financial priorities, and...
Buying property in India is not just a financial decision—it’s an emotional one. For many families, owning a home is a lifelong dream. But that dream can quickly turn into a nightmare if you unknowingly buy land or a flat with fake property papers. With real estate fraud cases on the rise across India, it’s crucial to stay alert and learn how to separate real documents from forged ones. This...
When most people buy an apartment, they obsess over square footage, price per sq. ft., or whether the society has a swimming pool and gym. But here’s the truth: none of these factors will decide how happy or comfortable you’ll be inside that home. What truly dictates your experience is the layout and design. Think of it this way—an apartment isn’t just four walls and a ceiling. It’s the stage...
India is currently witnessing one of the heaviest monsoon seasons in recent years. While overflowing dams and waterlogged cities dominate the headlines, another reality lurks beneath the surface—water scarcity. Despite abundant rainfall, much of this precious resource runs off into drains, leaving groundwater tables depleting and cities staring at a future where water could become more valuable than...
Buying a home is one of the most emotional and life-changing decisions an Indian family makes. From saving for years to browsing glossy brochures and finally walking into the dream apartment, the journey is both exciting and overwhelming. But amid this excitement, many buyers are caught off-guard when they realize that the “base price” advertised by builders is only part of the story. In reality,...
There are several essential components of home ownership. A key component among them is home insurance. After all, a house is a lifetime investment, and for most people, one that involves their life savings. It’s a worthwhile investment, especially considering the Real Estate market in India. Owning a home in India guarantees a certain level of security of having a roof over your head. And while there...
Imagine buying a home on the outskirts of a bustling city, thinking you’d spend years battling traffic to get anywhere. But then—surprise!—a metro line gets built nearby, and suddenly your “faraway” home becomes a prime property. That’s the power of metro expansion in India. Over the last two decades, metro networks have transformed Indian cities, not just by making travel easier but by...
Buying a home isn’t just about choosing four walls. For families, it’s about choosing the right environment where children can grow safely, happily, and with endless possibilities. Parents often look at gyms, clubhouses, or swimming pools for themselves, but the real question is—what about the kids? A township or gated community isn’t just a residential space anymore. It’s a place where...
Ever heard of someone selling property worth ₹6 crore and paying zero income tax? That’s not a loophole, but a real case that unfolded in Mumbai. A wife who sold two houses gifted by her husband walked away with no tax burden, thanks to a ruling by the Income Tax Appellate Tribunal (ITAT) Mumbai. Let’s break down this fascinating case in detail, understand what really happened, and see what...