capital appreciation

Financing the Future: How Loans Are Fueling India’s Real Estate and Housing Growth in 2025

Residential real estate is one of the most capital-intensive sectors in the economy, and financing remains a critical factor in its growth. Among the various funding mechanisms, debt financing plays a pivotal role, enabling developers and homebuyers alike to achieve scale and affordability. But what exactly is debt financing, and how does it shape the housing market? How to Improve Your Credit...

Which Is Better: Buy-And-Hold or Laddering?

Real estate is often pitched as the golden goose of wealth building. But once you decide to invest, the next big question pops up — How? Should you climb the property ladder, selling and upgrading with each move? Or go with the classic buy-and-hold, sitting back and letting rent and appreciation do the work? Let’s break down both strategies, compare their pros and cons, run some real numbers,...