Buying or inheriting a property in India does not end with paying stamp duty and registering the sale deed. One crucial step that many property owners overlook is property mutation. Mutation ensures that your ownership is officially recorded in government and municipal records, making you the recognized owner for taxation, civic services, and future transactions. For homebuyers and investors alike,...
Market
Periods of heightened market volatility are an unavoidable feature of capital markets. Equity valuations respond rapidly to macroeconomic signals, monetary policy changes, geopolitical developments, and shifts in investor sentiment. While such responsiveness improves price discovery, it also introduces pronounced short-term volatility that can materially impact portfolio stability. Within this context,...
Luxury housing in India is undergoing a quiet but decisive transformation. For decades, premium real estate was defined by size, location, and surface-level opulence—bigger homes, prime addresses, imported fittings. Today, that definition is changing. Modern luxury buyers are no longer asking how big a home is.They are asking how well it fits into their life. This shift has given rise to...
India’s property market — one of the most dynamic yet complex economic sectors — is on the verge of a historic transformation. The Central Government has recently proposed that Geographic Information System (GIS) maps be attached to sale deeds as part of property registration processes across the country within the next two years. This step may sound technical, but its implications touch everyone...
Buying a home is one of the biggest financial milestones in an Indian household. For most people, a home loan makes that dream possible — but it also becomes a long-term financial commitment spanning 15 to 30 years. What many borrowers underestimate is how much interest they end up paying over this period. The truth is, home loan interest is not something you simply accept and forget. With the right...
Real estate has long been one of the most trusted asset classes for wealth creation. Yet, despite its strengths, it has always come with structural limitations: high entry costs, low liquidity, long holding periods, and complex transactions. Over the last few years, technology has begun to address some of these challenges. One of the most discussed developments in this space is real estate...
As India’s cities continue to evolve and expand, the real estate landscape is undergoing significant shifts in fascinating ways. Rather than focusing solely on large neighborhoods or sprawling zones, the spotlight is now on smaller, high-potential pockets: the micro-markets. These distinct clusters not only exhibit unique growth patterns and pricing behaviors, but also showcase their own cycles of...
In Indian commercial real estate, few beliefs are as deeply ingrained—and as expensive—as this one: "Badhiya business sirf main road pe hi chalti hai. Main road pe nahi hai to Business nahi chalega.” As a result, entrepreneurs and investors often rush to main or major road commercial properties, paying 2–4 times higher prices, accepting smaller carpet areas, and entering overcrowded...
When it comes to buying or designing a home, one of the most critical documents you’ll encounter is the floor plan. It serves as a roadmap of your potential living space, visually illustrating how each room is laid out, how they connect and how the entire home functions. However, for many first-time homebuyers, these drawings can be daunting. The array of measurements, symbols and notations can leave...
When you buy an under-construction property, the payment plan you choose doesn’t just decide how much you pay—it decides how safely your money moves through the construction timeline. OTP and CLP may look simple on paper, but both models affect your risk, liquidity, EMI load, negotiation power, and even your long-term returns. For many buyers, the confusion begins right at the start:Should you save...