Sales and Marketing

Home Loan Alert: Fixed or Floating Rate – What’s Better?

In the intricate world of home financing, selecting the right interest rate structure is not just a financial decision — it's a strategic move that can significantly impact your long-term affordability, budgeting discipline, and investment returns. At 99Realty Blogs, we understand how crucial this choice is. This in-depth guide explores fixed vs floating interest rates in India, dissecting every element...

Under Construction or Ready-to-Move Homes: What Should You Choose in 2025?

Confused between under construction or ready-to-move homes in 2025? Discover smart tips, risks, and investment insights to make the right real estate choice. Under-Construction Properties: The Promise of Future Value Pros: Lower Prices: Under-construction homes are typically priced 10–30% lower than their ready counterparts in the same location. Flexible Payment Plans: Developers offer...

Demystifying Maintenance Charges on Flats: What Every Homebuyer Should Know

Understand flat maintenance charges, what's included, who pays what, and how to save on them. A must-read for smart homeowners! What Exactly Are Maintenance Charges on Flats? Imagine moving into your dream apartment, everything shiny and new—until a bill labeled "maintenance charges" arrives. You're wondering, "Why am I paying extra every month after such a big investment?" Well, that recurring...

Can Foreigners Buy Property in India? Ultimate Guide for Foreign Investors, NRIs, and OCI Cardholders

India's real estate market offers lucrative opportunities for global investors. However, purchasing property in India as a foreign national involves navigating a complex legal landscape. This guide provides an in-depth analysis of the regulations, eligibility criteria, and procedures for foreign individuals interested in acquiring property in India. Who Can Buy Property in India? CategoryCan Buy...

Premium vs. Budget Apartments: Unlock the Secrets to Smart Property

In today's dynamic real estate landscape, understanding the distinctions between luxurious Premium and Budget friendly regular apartments is crucial for making informed investment decisions. This comprehensive guide delves into the key differences, offering insights to help you choose the residence that aligns with your lifestyle and financial goals. The Rise of Elegance: Exploring Affordable Luxury in...

Ancestral vs. Inherited Property in India: Rights Everyone Must Know (Hindu)!

Navigating the complexities of property ownership in India requires a clear understanding of the distinctions between ancestral and inherited properties. These classifications carry significant legal, financial, and familial implications. This guide provides an in-depth analysis of both property types, offering clarity on rights, obligations, and legal frameworks. Joint Home Ownership Simplified :...

Buying vs. Renting a Home in India: A Comprehensive Guide

Deciding between buying and renting a home is a pivotal financial and lifestyle choice. In India, this decision is influenced by factors such as economic conditions, personal circumstances, and long-term objectives. This guide provides an in-depth analysis to assist you in making an informed decision that aligns with your goals. Understanding the Basics Buying a Home Purchasing a home involves...

Joint Home Ownership Simplified : Unlocking Tax Savings, Loan Benefits & Legal Clarity

Joint co-ownership of house property stands as a strategic pillar in modern real estate investment, especially for families, couples, and business partners in India. By embracing shared ownership, buyers gain access to substantial tax benefits, enhanced loan eligibility, reduced stamp duty, and simplified asset management. This detailed guide explores the financial, legal, and strategic dimensions of...

Expression of Interest (EOI) in Real Estate: Meaning, Importance, and Process

The Indian real estate landscape is evolving rapidly, and with it, the processes involved in buying and selling property are becoming more structured. One such crucial step is the Expression of Interest (EOI). It initiates the negotiation process, signaling serious intent without binding commitments. Whether you are a homebuyer or an investor, or a developer, understanding what EOI means and how it works...

Floor Space Index (FSI): Meaning, Calculation & Importance in Urban Real Estate

Understanding Floor Space Index (FSI) is crucial for anyone involved in real estate — from homebuyers and investors to developers and architects. Also referred to as Floor Area Ratio (FAR), FSI directly influences how much you can build on a piece of land and therefore plays a central role in shaping the skyline of cities. 🏢 What is FSI (Floor Space Index)? Floor Space Index (FSI) is the...