When it comes to home buying, applying for a home loan can be a complex process, requiring meticulous attention to detail. One crucial factor that significantly influences your eligibility and interest rates is your CIBIL credit score. A good credit score can streamline the home loan process and open doors to better loan schemes and policies. Having a low credit score does not mean you won’t get loan...
Finance Minister Nirmala Sitharaman's Budget 2024 announcement of reinstating the interest subsidy for middle-class and lower-middle-class homebuyers under the Pradhan Mantri Awas Yojana (PMAY) marks a significant policy shift. This move is poised to bolster the housing sector by making home loans more affordable, especially in an environment of rising interest rates. Here, we explore the intricacies of...
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