Credit Score

How to Improve Your Credit Score Before Buying a House

When it comes to home buying, applying for a home loan can be a complex process, requiring meticulous attention to detail. One crucial factor that significantly influences your eligibility and interest rates is your CIBIL credit score. A good credit score can streamline the home loan process and open doors to better loan schemes and policies. Having a low credit score does not mean you won’t get loan...

Decoding Interest Rates How They Impact Your Home Loan and Mortgage Payments

Hey there, future homeowner! So, you're diving into the world of home loans and mortgages, but interest rates got you scratching your head? Don't fret; let's decode this financial puzzle together. What are Interest Rates? First things first, what are interest rates? Interest rates are like the toll you pay for using someone else's money. When you take out a home loan, the bank charges you a little...