first time home buyer india

Saving For a Down Payment : Tips and Strategies

The Indian Real Estate Market can be a real maze to navigate, especially for first time home buyers. The complex legalities involved in purchasing properties, along with all the paperwork and a market full of developers, real estate agents, financial institutions and other stakeholders can make the market a challenging maze for everyday individuals. This is especially the case for anyone looking to...

Affordable Homes Are Back in Focus? RBI’s Bold Step!

In a bold move to stimulate economic growth, the Reserve Bank of India (RBI) has slashed the repo rate by 50 basis points to 5.50% and reduced the Cash Reserve Ratio (CRR) by 100 basis points to 3% as of June 6, 2025. This marks the third consecutive rate cut this year, totaling a 100 basis points reduction. The central bank has also shifted its monetary policy stance from "accommodative" to "neutral,"...

Occupancy vs Completion Certificate : The Ultimate Survival Guide for Indian Homebuyers

When navigating the Indian real estate landscape, two documents stand as pillars of legality and safety for every property buyer — the Occupancy Certificate (OC) and the Completion Certificate (CC). At , we believe every homebuyer deserves clear, legal ownership and peace of mind. This definitive guide dives deep into OC vs CC, their legal implications, application processes, home loan eligibility, and...