For many investors, real estate investment and home loans go hand in hand. Very few people buy property entirely with cash, especially in metro cities where prices run into crores. Used correctly, a home loan can act as a powerful leverage tool, allowing investors to build wealth with limited upfront capital. Used poorly, it can strain cash flows and turn a promising investment into a...
For decades, property ownership has been one of India’s most enduring wealth-building tools. Unlike volatile markets or one-time gains, rental real estate provides ongoing passive income, capital appreciation, inflation protection, and the opportunity to build generational wealth. But “buy a property and earn rent” is a lot more nuanced in reality cash flow depends on location, tenant quality,...
Ever heard of someone selling property worth ₹6 crore and paying zero income tax? That’s not a loophole, but a real case that unfolded in Mumbai. A wife who sold two houses gifted by her husband walked away with no tax burden, thanks to a ruling by the Income Tax Appellate Tribunal (ITAT) Mumbai. Let’s break down this fascinating case in detail, understand what really happened, and see what...
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