When it comes to home buying, applying for a home loan can be a complex process, requiring meticulous attention to detail. One crucial factor that significantly influences your eligibility and interest rates is your CIBIL credit score. A good credit score can streamline the home loan process and open doors to better loan schemes and policies. Having a low credit score does not mean you won’t get loan...
loan to value
A home loan is a financial product offered by banks and financial institutions to assist individuals in purchasing residential properties. The borrower agrees to repay the loan amount, along with interest, over a specified tenure through Equated Monthly Installments (EMIs). A well-planned down payment is pivotal in securing favorable home loan terms in India. It not only reduces your loan burden but also...