Real Estate

For many investors, real estate investment and home loans go hand in hand. Very few people buy property entirely with cash, especially in metro cities where prices run into crores. Used correctly, a home loan can act as a powerful leverage tool, allowing investors to build wealth with limited upfront capital. Used poorly, it can strain cash flows and turn a promising investment into a...

You moved to a new city for work. At first, everything felt temporary—the rented house, the unfamiliar streets, the language you were still learning to decode. The job was good, the salary steady, and life… manageable. You told yourself you’d figure things out later. But somewhere between rent hikes, office conversations, and weekend house-hunting stories, a quiet question started following...

Building a home is one of the most personal investments a person will ever make. It is also one of the most financially vulnerable moments in the property lifecycle. Across markets—whether in India, Southeast Asia, the Middle East, or Europe—the story is strikingly similar: budgets stretch, timelines slip, and costs quietly inflate long before the keys are handed over. After more than two decades...

Imagine a monsoon evening in Mumbai: the rain is relentless, water seeps up the street, and the once-secure dream home is swept away. Move to Delhi in May, when the heat is so fierce that even covered balconies offer no respite. These are no longer extraordinary extremes; they are now part of everyday city life.  This is where the debate over climate change and real estate really...

Asset allocation is the most important decision an investor makes. More than individual stock selection or market timing, it determines long-term risk, return stability, and capital preservation. Within this framework, real estate occupies a unique position. It is neither a pure growth asset like equities nor a low-risk income instrument like bonds. Instead, it sits in between, offering a blend of income...

Women’s property rights have been a pivotal issue in the fight for gender equality, financial independence and social empowerment in India. Historically, women have encountered both legal obstacles and cultural norms that hindered their ability to inherit, own and manage property on par with men. However, as societal structures evolved, cities expanded, and women’s participation in the workforce...

India is not just building roads and railways anymore — it’s engineering growth corridors. And at the heart of this transformation lies the Regional Rapid Transit System (RRTS). If highways were the growth engines of the 2000s and metro rail defined the 2010s, RRTS is the wealth-creator of the next 20 years — especially for real estate. Let’s break it down simply, honestly, and practically...

Buying or inheriting a property in India does not end with paying stamp duty and registering the sale deed. One crucial step that many property owners overlook is property mutation. Mutation ensures that your ownership is officially recorded in government and municipal records, making you the recognized owner for taxation, civic services, and future transactions. For homebuyers and investors alike,...

Periods of heightened market volatility are an unavoidable feature of capital markets. Equity valuations respond rapidly to macroeconomic signals, monetary policy changes, geopolitical developments, and shifts in investor sentiment. While such responsiveness improves price discovery, it also introduces pronounced short-term volatility that can materially impact portfolio stability. Within this context,...

Luxury housing in India is undergoing a quiet but decisive transformation. For decades, premium real estate was defined by size, location, and surface-level opulence—bigger homes, prime addresses, imported fittings. Today, that definition is changing. Modern luxury buyers are no longer asking how big a home is.They are asking how well it fits into their life. This shift has given rise to...