real estate risk coverage india

Climate Change: The New Reality Shaping Urban Real Estate Globally

Imagine a monsoon evening in Mumbai: the rain is relentless, water seeps up the street, and the once-secure dream home is swept away. Move to Delhi in May, when the heat is so fierce that even covered balconies offer no respite. These are no longer extraordinary extremes; they are now part of everyday city life.  This is where the debate over climate change and real estate really...

Real Estate in Your Portfolio: The Right Balance

Asset allocation is the most important decision an investor makes. More than individual stock selection or market timing, it determines long-term risk, return stability, and capital preservation. Within this framework, real estate occupies a unique position. It is neither a pure growth asset like equities nor a low-risk income instrument like bonds. Instead, it sits in between, offering a blend of income...

One Time Payment (OTP) vs Construction Linked Plan (CLP): The Complete Guide

When you buy an under-construction property, the payment plan you choose doesn’t just decide how much you pay—it decides how safely your money moves through the construction timeline. OTP and CLP may look simple on paper, but both models affect your risk, liquidity, EMI load, negotiation power, and even your long-term returns. For many buyers, the confusion begins right at the start:Should you save...

Insider Tips for Land Owners in Joint Development

In India, land isn’t just a piece of property—it’s an emotional and financial legacy, often inherited from ancestors. With cities expanding rapidly, developers frequently approach landowners with lucrative offers: “Give us your land, and in return, we’ll build apartments or commercial complexes, and you’ll get a share.” Sounds tempting, right? But here’s the reality—thousands of...