RERA

Imagine a monsoon evening in Mumbai: the rain is relentless, water seeps up the street, and the once-secure dream home is swept away. Move to Delhi in May, when the heat is so fierce that even covered balconies offer no respite. These are no longer extraordinary extremes; they are now part of everyday city life.  This is where the debate over climate change and real estate really...

Asset allocation is the most important decision an investor makes. More than individual stock selection or market timing, it determines long-term risk, return stability, and capital preservation. Within this framework, real estate occupies a unique position. It is neither a pure growth asset like equities nor a low-risk income instrument like bonds. Instead, it sits in between, offering a blend of income...

Women’s property rights have been a pivotal issue in the fight for gender equality, financial independence and social empowerment in India. Historically, women have encountered both legal obstacles and cultural norms that hindered their ability to inherit, own and manage property on par with men. However, as societal structures evolved, cities expanded, and women’s participation in the workforce...

Periods of heightened market volatility are an unavoidable feature of capital markets. Equity valuations respond rapidly to macroeconomic signals, monetary policy changes, geopolitical developments, and shifts in investor sentiment. While such responsiveness improves price discovery, it also introduces pronounced short-term volatility that can materially impact portfolio stability. Within this context,...

Real estate has long been one of the most trusted asset classes for wealth creation. Yet, despite its strengths, it has always come with structural limitations: high entry costs, low liquidity, long holding periods, and complex transactions. Over the last few years, technology has begun to address some of these challenges. One of the most discussed developments in this space is real estate...

As India’s cities continue to evolve and expand, the real estate landscape is undergoing significant shifts in fascinating ways. Rather than focusing solely on large neighborhoods or sprawling zones, the spotlight is now on smaller, high-potential pockets: the micro-markets. These distinct clusters not only exhibit unique growth patterns and pricing behaviors, but also showcase their own cycles of...

When it comes to buying or designing a home, one of the most critical documents you’ll encounter is the floor plan. It serves as a roadmap of your potential living space, visually illustrating how each room is laid out, how they connect and how the entire home functions. However, for many first-time homebuyers, these drawings can be daunting. The array of measurements, symbols and notations can leave...

When you buy an under-construction property, the payment plan you choose doesn’t just decide how much you pay—it decides how safely your money moves through the construction timeline. OTP and CLP may look simple on paper, but both models affect your risk, liquidity, EMI load, negotiation power, and even your long-term returns. For many buyers, the confusion begins right at the start:Should you save...

For decades, property ownership has been one of India’s most enduring wealth-building tools. Unlike volatile markets or one-time gains, rental real estate provides ongoing passive income, capital appreciation, inflation protection, and the opportunity to build generational wealth. But “buy a property and earn rent” is a lot more nuanced in reality cash flow depends on location, tenant quality,...

India’s residential real estate market has entered a golden phase, one shaped by rising disposable incomes, after a long period of relatively steady rates, monetary policy began to ease in late 2025 (a shift that should improve home-loan affordability going into 2026), strong GDP performance, and a renewed post-pandemic appetite for homeownership. But 2025 isn’t just another good year. It’s...