Finance

Buying a home is one of the most emotional and life-changing decisions an Indian family makes. From saving for years to browsing glossy brochures and finally walking into the dream apartment, the journey is both exciting and overwhelming. But amid this excitement, many buyers are caught off-guard when they realize that the “base price” advertised by builders is only part of the story. In reality,...

Ever heard of someone selling property worth ₹6 crore and paying zero income tax? That’s not a loophole, but a real case that unfolded in Mumbai. A wife who sold two houses gifted by her husband walked away with no tax burden, thanks to a ruling by the Income Tax Appellate Tribunal (ITAT) Mumbai. Let’s break down this fascinating case in detail, understand what really happened, and see what...

Imagine living in a house worth crores but struggling to meet daily expenses. Sounds ironic, right? This is the reality for many senior citizens in India. Their wealth is tied up in their homes, yet liquid cash is scarce. Enter reverse mortgage—a financial tool that lets seniors convert their home equity into regular income without selling their beloved home. But is it truly the golden solution for...

In India, land isn’t just a piece of property—it’s an emotional and financial legacy, often inherited from ancestors. With cities expanding rapidly, developers frequently approach landowners with lucrative offers: “Give us your land, and in return, we’ll build apartments or commercial complexes, and you’ll get a share.” Sounds tempting, right? But here’s the reality—thousands of...

When we talk about trade wars, our minds often wander to shipping containers, ports, and global supply chains. But what if I told you that a diplomatic clash thousands of miles away could decide whether a factory worker in Tiruppur, a jeweler in Surat, or a machinist in Ludhiana can ever buy a modest PROPERTY in their hometown? That’s exactly the story unfolding in India today. The United...

Real estate is often pitched as the golden goose of wealth building. But once you decide to invest, the next big question pops up — How? Should you climb the property ladder, selling and upgrading with each move? Or go with the classic buy-and-hold, sitting back and letting rent and appreciation do the work? Let’s break down both strategies, compare their pros and cons, run some real numbers,...

Ever noticed how when property prices rise, the stock market feels the tremors too? In 2025, this connection between real estate and the stock market has become even more noticeable. Whether it’s the rise of new infrastructure projects or a housing slowdown, real estate impacts nearly every corner of the financial world — and the stock market isn't spared. In India, real estate isn’t just about...

Property has always been a sensitive subject in Indian families. But when a person passes away without a will, the silence they leave behind often echoes with anger, tears, and courtroom battles. Sadly, it's not just about money—it's about respect, identity, and fairness. And when gender comes into play, things get even messier. Let’s unpack the emotional and legal chaos that unfolds when families...

A real estate market cycle is like a heartbeat of the property world — it pulses with ups and downs that repeat over time. In simple terms, it's the pattern that the real estate market follows, consisting of periods of growth, stability, decline, and recovery. These shifts influence everything — from housing prices and rental values to buyer behavior and investor sentiment. Understanding these...

Buying your first home is an exciting yet overwhelming experience. If you are wondering how to choose the right home, especially in a bustling city like Ranchi, this step by step guide will help simplify the process. Whether you are looking for exploring projects by reputed builders in Ranchi, these tips will ensure you make a smart and confident decision. Set a Realistic Budget Before you start...