Buying a home in India is more than just a financial decision — it’s an emotional milestone. Yet, soaring construction costs and multiple layers of taxation have kept many potential buyers on the sidelines. This September, the government announced a major GST cut on key construction materials, and the move is already being hailed by CREDAI (Confederation of Real Estate Developers’ Associations of...
Imagine this: you’ve invested your life savings—or taken a big home loan—to buy your dream home. You’re paying EMIs. You’ve moved out of your parents’ place. But the construction drags, delays pile up, maybe it’s even stalled. It’s a nightmare. Sadly, this is the reality for many homebuyers in India, caught in stalled real estate projects—promises made, payments done, but delivery...
If you live in Ranchi or own property here, chances are you’ve heard about holding tax. But what exactly is it, and why does it matter? Think of holding tax as a small price you pay to keep your city running smoothly—roads, streetlights, sanitation, and all those little things that make urban life bearable. Paying it on time isn’t just a civic duty; it’s also a smart move to avoid fines and...
Picture this: you’re a first-time homebuyer sitting at your dining table at 10 p.m., laptop open, tabs everywhere. One state RERA site shows a half-updated list, another times out, a third hides approvals under five clicks. Frustrating, right?Now imagine clicking one link and watching a clean, unified dashboard unfold before you. Every project in every state at your fingertips. That’s the promise of...
Imagine living in a house worth crores but struggling to meet daily expenses. Sounds ironic, right? This is the reality for many senior citizens in India. Their wealth is tied up in their homes, yet liquid cash is scarce. Enter reverse mortgage—a financial tool that lets seniors convert their home equity into regular income without selling their beloved home. But is it truly the golden solution for...
As senior citizens enter their retirement years, managing finances becomes crucial. One significant aspect of financial planning for seniors is understanding the property tax benefits available to them. These benefits can offer substantial savings, making homeownership more affordable and financially manageable. This article deals with the various senior citizen property tax exemptions, the eligibility...
Close your eyes and picture a real estate construction site. Chances are, most of the faces that come to mind are male—engineers, builders, decision-makers. But here's a twist: women are stepping in, and they’re not just observing from the sidelines—they’re changing the game. Although they make up only about 11–12% of the real estate workforce in India, a transformation is underway, powered by...
Hold onto your seats, because something monumental is happening in India, and it’s about to redefine how we think about real estate. Forget the old rules; we're witnessing an unprecedented wave of mega-infrastructure projects and strategic policy shifts that aren't just connecting cities, they're forging entirely new economic landscapes and, consequently, supercharging real estate values in very...
In a bold move to stimulate economic growth, the Reserve Bank of India (RBI) has slashed the repo rate by 50 basis points to 5.50% and reduced the Cash Reserve Ratio (CRR) by 100 basis points to 3% as of June 6, 2025. This marks the third consecutive rate cut this year, totaling a 100 basis points reduction. The central bank has also shifted its monetary policy stance from "accommodative" to "neutral,"...
The Confederation of Real Estate Developers’ Associations of India (CREDAI) has initiated a pivotal discourse on redefining affordable housing parameters to align with the current economic landscape. This initiative aims to address the challenges posed by inflation and escalating construction costs, thereby fostering a more inclusive and sustainable housing market. The Rationale Behind Revising the...
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