Regulation

Possession Certificate in India: The Ultimate Guide to Secure Home Ownership

As a trusted authority in real estate documentation, we present this definitive guide on the Possession Certificate—a critical document for asserting legal ownership of a property. This detailed article is crafted to equip property owners, buyers, and developers with everything they need to know about possession certificates, covering the legal, procedural, and practical aspects in depth. Joint Home...

Occupancy vs Completion Certificate : The Ultimate Survival Guide for Indian Homebuyers

When navigating the Indian real estate landscape, two documents stand as pillars of legality and safety for every property buyer — the Occupancy Certificate (OC) and the Completion Certificate (CC). At , we believe every homebuyer deserves clear, legal ownership and peace of mind. This definitive guide dives deep into OC vs CC, their legal implications, application processes, home loan eligibility, and...

Complete Guide to Property Registration in Jharkhand (2025)

Buying a home or land? Congrats! But before you start celebrating, there’s one critical step you absolutely can’t skip—property registration. In Jharkhand, thanks to the government’s digital leap, much of the registration process is now smoother, faster, and online through the e-Nibandhan portal. Let’s break it down. Additional Charges When Buying a Residential Property Why Property...

Why Market Value is Often Misleading Compared to Guidance Value? Explained!

In real estate, valuation clarity is critical. One of the most frequently misunderstood concepts is the distinction between guidance value (also known as circle rate or ready reckoner rate) and market value. Knowing this difference is not just academic—it can determine how much you pay in stamp duty, how your home loan is assessed, and whether you're overpaying or underselling. This comprehensive...

Can Foreigners Buy Property in India? Ultimate Guide for Foreign Investors, NRIs, and OCI Cardholders

India's real estate market offers lucrative opportunities for global investors. However, purchasing property in India as a foreign national involves navigating a complex legal landscape. This guide provides an in-depth analysis of the regulations, eligibility criteria, and procedures for foreign individuals interested in acquiring property in India. Who Can Buy Property in India? CategoryCan Buy...

CREDAI Advocates for Enhanced Affordable Housing Framework: A Strategic Imperative for India’s Real Estate Sector

The Confederation of Real Estate Developers’ Associations of India (CREDAI) has initiated a pivotal discourse on redefining affordable housing parameters to align with the current economic landscape. This initiative aims to address the challenges posed by inflation and escalating construction costs, thereby fostering a more inclusive and sustainable housing market. The Rationale Behind Revising the...

Expression of Interest (EOI) in Real Estate: Meaning, Importance, and Process

The Indian real estate landscape is evolving rapidly, and with it, the processes involved in buying and selling property are becoming more structured. One such crucial step is the Expression of Interest (EOI). It initiates the negotiation process, signaling serious intent without binding commitments. Whether you are a homebuyer or an investor, or a developer, understanding what EOI means and how it works...

TDS on Real Estate Transactions in India: A Comprehensive Guide

Tax Deducted at Source (TDS) is an important aspect of real estate transactions in India. Section 194IA of the Income Tax Act, 1961, mandates buyers to deduct TDS when purchasing a property above a certain value threshold. Understanding the applicability, calculation, and compliance requirements of TDS ensures smooth property transactions while avoiding legal complications. This guide provides a...

Circle Rate vs. Market Rate: Understanding Real Estate Valuation in India

When buying or selling property in India, two key terms frequently come into play: Circle Rate and Market Rate. Understanding the difference between these two is crucial for making informed decisions, avoiding legal complications, and ensuring compliance with taxation laws. This comprehensive guide explores the definitions, differences, implications, and importance of circle rate and market rate in the...

Understanding RERA Escrow Account: Safeguarding Homebuyers

A RERA escrow account is a specialized bank account mandated by the Real Estate (Regulation and Development) Act, 2016 (RERA) in India. Its primary purpose is to ensure that funds collected from homebuyers are used exclusively for the construction and development of the specific real estate project for which they were intended, thereby safeguarding the interests of buyers and promoting transparency in the...

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